Getting Hurt at Work

Work injuries are more common than one may think. In 2015, employers reported almost 3 million non-fatal work injuries as reported by the US Department of Labor. Worker injuries included back strains, broken bones, burns, lacerations and the like. Many jobs have a compensation system in place for when such incidents occur. It’s called workers’ compensation, and it has a heap of benefits including partial wage recovery, medical assistance and job protection. All businesses that have more than a handful of employees must supply this coverage to their employees.

What Should Happen When an Employee Gets Hurt at Work?

The first thing an employee should do after getting injured at work is let the supervisor know about the injury. The supervisor can then create a report and then direct the employee to visit a doctor for an examination and then documentation. The insurance company will then decide about the claim and pay it if it approves it.

When Is an Accident the Employer’s Fault?

Worker compensation claims generally do not deal with fault. The employee just needs to have sustained an injury to obtain the benefits. However, sometimes the employer is at fault for a worker’s injury because of the element of neglect. Neglect occurs when the employer knows of a potential danger but does nothing to prevent an injury. A piece of machinery like a grinder could need repairs, for examples. If a worker receives an injury from the grinder because the employer did not maintenance or fix it, then that employee may be eligible for compensation that goes beyond the normal workers’ compensation.

When to Visit Injury Attorneys

Workers can visit attorneys any time that neglect plays a role in an injury. An injury attorney can try to prove the neglect and request that a judge or jury award compensation that will pay for the injured party’s medical bills, lost work wages, therapy and so on. The only catch is that the worker cannot ask for workers’ compensation and injury compensation at the same time. The person has to decide between the two types of reimbursement. It’s recommended to schedule a consultation with an injury lawyer first to see if that person can help. There is a huge difference between a workers’ compensation payout, which is only about 66 percent of one’s pay, and personal injury compensation, which could be hundreds and thousands of dollars. An injury party should request the compensation that works recommended for him or her in restoring financial normalcy.

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